Primary Care Doctor Accepting Insurance at Royal Palm Beach, FL.

Royal Palm Beach Medical Group accepts a variety of major insurance plans to ensure accessible healthcare for its patients. Accepted plans include Aetna, Blue Cross Blue Shield (BCBS), Cigna, Humana, Medicare, and UnitedHealthcare, among others. For a comprehensive list of accepted insurance providers, it’s recommended to visit us. For more information, contact us or book an appointment online. We are conveniently located at 11903 Southern Blvd STE 108, Royal Palm Beach, FL 33411.

At Royal Palm Beach Medical Practice, we understand that navigating insurance coverage can be complex, especially regarding out-of-network plans. While we primarily work with in-network insurance providers, we also welcome patients with out-of-network insurance.

If your insurance plan is considered out-of-network, you can still receive quality care at Royal Palm Beach Medical Practice. In these instances, payment for services is typically due at the time of your visit. For your convenience, we will provide you with a detailed receipt or “superbill,” which you can submit to your insurance company for possible reimbursement, depending on your policy’s out-of-network benefits.

Please keep in mind that coverage and reimbursement amounts vary by insurance plan. We strongly recommend contacting your insurance provider directly to better understand your specific out-of-network benefits and any potential out-of-pocket expenses.

If you have any questions or need assistance with claim documentation, our billing team at Royal Palm Beach Medical Practice is here to help. Please don’t hesitate to reach out—we are committed to supporting you throughout the insurance process.

How do I confirm that my insurance will cover allergy skin testing?

If you are considering allergy skin testing at Royal Palm Beach Medical Practice and want to confirm whether your insurance will cover the procedure, start by reviewing your health insurance policy documents. These documents typically outline covered services, exclusions, and any requirements for prior authorization or referrals.

Next, contact your insurance company directly by calling the customer service number listed on your insurance card. When speaking with a representative, ask specifically if allergy skin testing performed at Royal Palm Beach Medical Practice is a covered benefit, whether a referral from your primary care physician is needed, and if there are any in-network provider requirements.

It’s also important to inquire about any copays, deductibles, or other out-of-pocket costs that may apply for services at our practice. Before scheduling your allergy skin test, please confirm with our front desk staff that we accept your insurance plan and are considered an in-network provider. Our team is happy to assist you with any questions regarding insurance coverage.

If your insurance requires preauthorization or predetermination for allergy testing, we can help submit the necessary paperwork to avoid unexpected charges. We also recommend keeping a written record of your communications with both your insurance company and our office for your records.

Are seasonal allergy treatments covered by insurance?

At Royal Palm Beach Medical Practice, we understand that seasonal allergies can be particularly challenging during times of high pollen counts and changing weather, which are common in our South Florida community. Many of our patients ask about insurance coverage for allergy treatments, and we’re here to help you navigate your options.

Most major health insurance plans do provide some coverage for the diagnosis and treatment of seasonal allergies. This typically includes doctor visits, allergy testing, and prescription medications such as antihistamines, nasal sprays, or allergy shots (immunotherapy). However, coverage details—such as copays, deductibles, and the need for prior authorization—can vary depending on your specific plan and insurance provider.

Over-the-counter allergy medications, which are often recommended for mild symptoms, are generally not covered by insurance plans. Patients will usually need to purchase these out of pocket.

If you are a patient at Royal Palm Beach Medical Practice, we recommend checking with your insurance company to confirm which allergy treatments are included in your benefits, whether you need a referral to see an allergy specialist, and what documentation may be required for coverage. Our experienced healthcare providers can work with you to determine the most effective and affordable treatment options for managing your seasonal allergies.

If you have questions about allergy treatments or insurance coverage, please contact our office. We’re committed to helping our Royal Palm Beach patients breathe easier all year long!

How do I know if my insurance covers in-person visits?

If you’re planning to visit Royal Palm Beach Medical Practice and want to know whether your insurance covers in-person appointments, start by reviewing your insurance policy documents. Most policies outline the types of medical services covered, so look for sections related to doctor or office visits, as well as outpatient care.

If you still have questions, contact your insurance provider directly using the customer service number on your insurance card. Be sure to specifically ask about coverage for in-person appointments at medical clinics like Royal Palm Beach Medical Practice, and inquire about any co-pays, restrictions, or referral requirements that may apply.

Many insurance companies also offer online portals where you can log in to review your plan details, including covered services and your network of approved healthcare providers. It’s important to check if Royal Palm Beach Medical Practice is considered “in-network” with your insurance, as this can significantly impact your out-of-pocket costs.

When scheduling your appointment, our staff can also help verify your insurance coverage and answer any questions you may have. We encourage all patients to clarify their insurance benefits, potential costs, and any requirements before their visit to avoid unexpected expenses.

If you need assistance, please don’t hesitate to contact our office—we’re here to help you navigate your insurance coverage and make your visit as smooth as possible. For more information, contact us or request an appointment online. We serve patients from Fort Lauderdale, FL, North Lauderdale FL, Pompano Beach FL, Plantation FL, Royal Palm Beach FL, Wellington FL, Westlake FL, Golden Lakes FL, and surrounding areas.

AETNA

Aetna CVS Health: Florida HMO Bronze, Silver & Gold Plans
Aetna Standard Plans
HMO
Aetna Select℠
Managed Choice® POS
QPOS®
Aetna Open Access Plans
Aetna Choice® POS II (Open Access)
Aetna Health Network Only℠ (Open Access)
Aetna Health Network Option℠ (Open Access)
Aetna Select℠ (Open Access)
Elect Choice® EPO (Open Access)
Managed Choice® POS (Open Access)
North Carolina State Health Plan – Effective 2025
Aetna HealthFund Plans
Aetna Choice® POS (Aetna HealthFund®)
Aetna Choice® POS II (Aetna HealthFund®)
Aetna HealthFund® Aetna Health Network Only℠ (Open Access)
Aetna HealthFund® Aetna Health Network Option℠ (Open Access)
Aetna Open Access® Elect Choice® EPO (Aetna HealthFund®)
Aetna Open Access® Managed Choice® POS (Aetna HealthFund®)
Open Access Aetna Select℠ (Aetna HealthFund®)
2023 Small Group Under 51 Employees
Florida Elect Choice Open Access (OAEPO)
Florida Health Network Only (HNOnly)
Aetna with Innovation Health
Aetna with Innovation Health Aetna Select
Aetna with Innovation Health POS
Plans outside your location accepted by this Provider
Plan
Aetna Whole Health Plans
(CT) Aetna Whole Health℠ – Value Care Alliance and Trinity Health Of New England – Choice POS II – Two Tier
(CT) Aetna Whole Health℠ – Value Care Alliance and Trinity Health Of New England – Open Access Aetna Select – Two Tier
(CT) Aetna Whole Health℠ – Value Care Alliance and Trinity Health Of New England – Open Access Managed Choice – Two Tier
(CT) Aetna Whole Health(SM) – Value Care Alliance and Trinity Health Of New England – Open Access Elect Choice- Two Tier
(GA) Aetna Whole Health℠ – Emory Healthcare Network & Northside Hospital System – Health Network Only
(GA) Aetna Whole Health℠ – Emory Healthcare Network & Northside Hospital System – Open Access Aetna Select
(LA) Aetna Whole Health℠ – Willis Knighton Health Plus of Louisiana – Open Access Aetna Select – Tiered
(LA) Aetna Whole Health℠ – Willis Knighton Health Plus of Louisiana – Open Access Managed Choice/Choice POS II – Tiered
(ME) Aetna Whole Health℠ – Maine – Aetna Select- Two Tier Network
(ME) Aetna Whole Health℠ – Maine – Choice POS II – Two Tier Network
(ME) Aetna Whole Health℠ – Maine – Health Network Only/Option – Two Tier Network
(NC and SC) Aetna Whole Health – Atrium Health
(NC) Aetna Whole Health℠ – Duke Health, WakeMed & THN-Cone Health – Managed Choice
(NC) Aetna Whole Health℠ – Mission Health Partners

ALL SAVERS

ALLIED BENEFIT SYSTEMS INC

ALLEGIANCE

AVMED

Avmed – HMO – 1
Avmed – HMO – 2
City of Sunrise HMO
City of Sunrise HMO Out of Area
City of Sunrise POS
City of Sunrise POS Out of Area
Federal Employees – G100 HMO
Greater Health Trust – Elect
Greater Health Trust – Elite
Greater Health Trust – Elite Choice
Greater Health Trust – Focus
Greater Health Trust – Flex
Individual / Family Empower POS
Individual / Family Engage HMO
Individual Market Place / Entrust Plans
Individual Market Place / Entrust Virtual PCP Plans
JHS POS
JHS POS Out of Area
JHS Select HMO
JHS Standard HMO
JHS Standard HMO Out of Area
Large Group Employee – Achieve HMO
Large Group Employee – Agility POS
Large Group Employee – Choice POS
Large Group Employee – Empower POS
Large Group Employee – Engage HMO
Large Group Employee – Aim HMO
MDC High Option HMO
MDC High Option HMO Out of Area
MDC High Option HMO Redesign
MDC High Option HMO Redesign Out of Area
MDC POS
MDC POS Out of Area
MDC POS Redesign
MDC POS Redesign Out of Area
MDC Select Advantage HMO
MDC Select HMO
MDC-Advantage HMO
MDC-Advantage HMO Out of Area
MDC-Advantage POS
MDC-Advantage POS Out of Area
Santa Fe Healthcare Choice POS
Santa Fe Healthcare HDHP HMO 1
Santa Fe Healthcare HMO 1
Santa Fe Heathcare HDHP HMO 2
Santa Fe Heathcare HMO 2
Sentara Equity POS HSA
Sentara Standard POS
Small Group Employee – Achieve HMO
Small Group Employee – Agility POS
Small Group Employee – Choice POS
Small Group Employee – Elect HMO
Small Group Employee – Elite Choice POS
Small Group Employee – Elite POS
Small Group Employee – Empower POS
Small Group Employee – Engage HMO
Small Group Employee – Flex POS
Small Group Employee – HMO (KYP)
State of Florida HDHP HMO
State of Florida HMO

BLUE CROSS BLUE SHIELD

Advantage65 – Premier Select B & D (Medicare Supplement)
Advantage65 – Select B & D (Medicare Supplement)
Advantage65 – Select E (Medicare Supplement)
BlueCare
BlueCare with Pediatric Vision
BlueCare with Pediatric Vision and Dental
BlueChoice
BlueMedicare Choice (Regional PPO)
BlueMedicare Group PPO (Employer PPO)
BlueMedicare Patriot (PPO)
BlueMedicare Select (PPO)
BlueMedicare Value (PPO)
BlueMedicare Value (PPO) with Level 1
BlueOptions
BlueOptions Health & Dental – Health
BlueOptions Hospital Surgical Plus
BlueOptions Temporary Insurance
BlueOptions with Pediatric Vision
BlueOptions with Pediatric Vision and Dental

Boon-Chapman Benefit

CIGNA

Cigna SureFit®

Cigna SureFit South Florida

HMO

Central Florida Network
CIGNA HealthCare of Florida, Inc. – South Florida HMO/Network
CIGNA HealthCare Seamless Network – Florida

OAP

Open Access Plus, OA Plus, ChoiceFund OA Plus with CareLink
Open Access Plus, OA Plus, ChoiceFund OA Plus

PPO

PPO, Choice Fund PPO

CHAMP VA

GHI HMO

GOLDEN RULE

GPA

HUMANA MILITARY – TRICARE – SOUTH REGION (CHAMPUS)

Medicare FL Part B

Multiplan

OSCAR INSURANCE

2024 Individual Florida

AIAN Cost Share
Bronze Classic
Bronze Classic 4700
Bronze Classic 4700 AIAN 300
Bronze Classic AIAN 300
Bronze Classic Standard
Bronze Classic Standard AIAN 300
Bronze Elite + PCP Saver Plus
Bronze Elite + PCP Saver Plus AIAN 300
Bronze Elite + Specialist Saver Plus
Bronze Elite + Specialist Saver Plus AIAN 300
Bronze Elite Saver Plus
Bronze Elite Saver Plus AIAN 300
Gold Classic
Gold Classic AIAN 300
Gold Classic Standard
Gold Classic Standard AIAN 300
Gold Elite
Gold Elite AIAN 300
Gold Elite Saver Plus
Gold Elite Saver Plus AIAN 300
Secure
Silver Classic
Silver Classic AIAN 300
Silver Classic CSR 150
Silver Classic CSR 200
Silver Classic CSR 250
Silver Classic Off Exchange
Silver Classic Standard
Silver Classic Standard AIAN 300
Silver Classic Standard CSR 150
Silver Classic Standard CSR 200
Silver Classic Standard CSR 250
Silver Elite
Silver Elite AIAN 300
Silver Elite CSR 150
Silver Elite CSR 200
Silver Elite CSR 250
Silver Elite Saver Plus
Silver Elite Saver Plus AIAN 300
Silver Elite Saver Plus CSR 150
Silver Elite Saver Plus CSR 200
Silver Elite Saver Plus CSR 250
Silver Simple
Silver Simple AIAN 300
Silver Simple CSR 150
Silver Simple CSR 200
Silver Simple CSR 250
Silver Simple PCP Saver
Silver Simple PCP Saver AIAN 300
Silver Simple PCP Saver CSR 150
Silver Simple PCP Saver CSR 200
Silver Simple PCP Saver CSR 250

2024 Small Group Open Access Plus

CalChoice Cigna+Oscar Open Access Plus Bronze $5750 HSA
CalChoice Cigna+Oscar Open Access Plus Bronze $6000
CalChoice Cigna+Oscar Open Access Plus Bronze $7250
CalChoice Cigna+Oscar Open Access Plus Gold $0
CalChoice Cigna+Oscar Open Access Plus Gold $1350
CalChoice Cigna+Oscar Open Access Plus Gold $750
CalChoice Cigna+Oscar Open Access Plus Platinum $0$10
CalChoice Cigna+Oscar Open Access Plus Platinum $0/$10
CalChoice Cigna+Oscar Open Access Plus Platinum $250
CalChoice Cigna+Oscar Open Access Plus Platinum $500
CalChoice Cigna+Oscar Open Access Plus Silver $1950
CalChoice Cigna+Oscar Open Access Plus Silver $2600
CalChoice Cigna+Oscar Open Access Plus Silver $3000 HSA
CalChoice Cigna+Oscar Open Access Plus Silver $3200 HSA
Cigna Administered by Oscar Open Access Plus Bronze $3000
Cigna Administered by Oscar Open Access Plus Bronze $5850
Cigna Administered by Oscar Open Access Plus Bronze $6000
Cigna Administered by Oscar Open Access Plus Bronze $6000 HSA
Cigna Administered by Oscar Open Access Plus Bronze $7450 HSA
Cigna Administered by Oscar Open Access Plus Bronze $7500
Cigna Administered by Oscar Open Access Plus Bronze $7900 HSA
Cigna Administered by Oscar Open Access Plus Gold $1250
Cigna Administered by Oscar Open Access Plus Gold $1800
Cigna Administered by Oscar Open Access Plus Gold $2750
Cigna Administered by Oscar Open Access Plus Gold $3500 HSA
Cigna Administered by Oscar Open Access Plus Platinum $300
Cigna Administered by Oscar Open Access Plus Platinum $750
Cigna Administered by Oscar Open Access Plus Silver $0
Cigna Administered by Oscar Open Access Plus Silver $1750
Cigna Administered by Oscar Open Access Plus Silver $2750
Cigna Administered by Oscar Open Access Plus Silver $2950
Cigna Administered by Oscar Open Access Plus Silver $3250 HSA
Cigna Administered by Oscar Open Access Plus Silver $3550
Cigna Administered by Oscar Open Access Plus Silver $4250
Cigna Administered by Oscar Open Access Plus Silver $5000
Cigna Administered by Oscar Open Access Plus Silver $5250 HSA
Cigna Administered by Oscar Open Access Plus Silver $6500
Cigna+Oscar Open Access Plus Bronze $1000
Cigna+Oscar Open Access Plus Bronze $1000 INF
Cigna+Oscar Open Access Plus Bronze $3000
Cigna+Oscar Open Access Plus Bronze $3000 INF
Cigna+Oscar Open Access Plus Bronze $5750
Cigna+Oscar Open Access Plus Bronze $5750 HSA
Cigna+Oscar Open Access Plus Bronze $5750 HSA INF
Cigna+Oscar Open Access Plus Bronze $5750 INF HSA
Cigna+Oscar Open Access Plus Bronze $6000
Cigna+Oscar Open Access Plus Bronze $6000 HSA
Cigna+Oscar Open Access Plus Bronze $6000 INF
Cigna+Oscar Open Access Plus Bronze $6200 HSA
Cigna+Oscar Open Access Plus Bronze $6300
Cigna+Oscar Open Access Plus Bronze $6300 INF
Cigna+Oscar Open Access Plus Bronze $6500 HSA
Cigna+Oscar Open Access Plus Bronze $6750 HSA
Cigna+Oscar Open Access Plus Bronze $6900
Cigna+Oscar Open Access Plus Bronze $7000 HSA
Cigna+Oscar Open Access Plus Bronze $7250
Cigna+Oscar Open Access Plus Bronze $7250 HSA
Cigna+Oscar Open Access Plus Bronze $7250 INF
Cigna+Oscar Open Access Plus Bronze $7450 HSA
Cigna+Oscar Open Access Plus Bronze $7500
Cigna+Oscar Open Access Plus Bronze $8000 HSA
Cigna+Oscar Open Access Plus Bronze $8550
Cigna+Oscar Open Access Plus Bronze $9400
Cigna+Oscar Open Access Plus Gold $0
Cigna+Oscar Open Access Plus Gold $0 INF
Cigna+Oscar Open Access Plus Gold $1000
Cigna+Oscar Open Access Plus Gold $1250
Cigna+Oscar Open Access Plus Gold $1300
Cigna+Oscar Open Access Plus Gold $1350
Cigna+Oscar Open Access Plus Gold $1350 INF
Cigna+Oscar Open Access Plus Gold $1500
Cigna+Oscar Open Access Plus Gold $1750
Cigna+Oscar Open Access Plus Gold $1750 HSA
Cigna+Oscar Open Access Plus Gold $1950
Cigna+Oscar Open Access Plus Gold $2000
Cigna+Oscar Open Access Plus Gold $2000 HSA
Cigna+Oscar Open Access Plus Gold $2400 HSA
Cigna+Oscar Open Access Plus Gold $250
Cigna+Oscar Open Access Plus Gold $250 INF
Cigna+Oscar Open Access Plus Gold $2500
Cigna+Oscar Open Access Plus Gold $2575
Cigna+Oscar Open Access Plus Gold $2675
Cigna+Oscar Open Access Plus Gold $2750
Cigna+Oscar Open Access Plus Gold $2900 HSA
Cigna+Oscar Open Access Plus Gold $3000
Cigna+Oscar Open Access Plus Gold $3000 HSA
Cigna+Oscar Open Access Plus Gold $3250
Cigna+Oscar Open Access Plus Gold $3500
Cigna+Oscar Open Access Plus Gold $3500 HSA
Cigna+Oscar Open Access Plus Gold $3500 HSA INF
Cigna+Oscar Open Access Plus Gold $3750
Cigna+Oscar Open Access Plus Gold $4500
Cigna+Oscar Open Access Plus Gold $500
Cigna+Oscar Open Access Plus Gold $500 INF
Cigna+Oscar Open Access Plus Gold $750
Cigna+Oscar Open Access Plus Gold $750 INF
Cigna+Oscar Open Access Plus Platinum $0
Cigna+Oscar Open Access Plus Platinum $0$10
Cigna+Oscar Open Access Plus Platinum $0$10 INF
Cigna+Oscar Open Access Plus Platinum $0$20
Cigna+Oscar Open Access Plus Platinum $0$20 INF
Cigna+Oscar Open Access Plus Platinum $0/$10
Cigna+Oscar Open Access Plus Platinum $0/$10 INF
Cigna+Oscar Open Access Plus Platinum $0/$20
Cigna+Oscar Open Access Plus Platinum $0/$20 INF
Cigna+Oscar Open Access Plus Platinum $1000
Cigna+Oscar Open Access Plus Platinum $1200
Cigna+Oscar Open Access Plus Platinum $250
Cigna+Oscar Open Access Plus Platinum $250 INF
Cigna+Oscar Open Access Plus Platinum $300
Cigna+Oscar Open Access Plus Platinum $350
Cigna+Oscar Open Access Plus Platinum $500
Cigna+Oscar Open Access Plus Platinum $500 INF
Cigna+Oscar Open Access Plus Platinum $750
Cigna+Oscar Open Access Plus Platinum $900
Cigna+Oscar Open Access Plus Silver $0
Cigna+Oscar Open Access Plus Silver $0 INF
Cigna+Oscar Open Access Plus Silver $1200
Cigna+Oscar Open Access Plus Silver $1500
Cigna+Oscar Open Access Plus Silver $1600
Cigna+Oscar Open Access Plus Silver $1950
Cigna+Oscar Open Access Plus Silver $1950 INF
Cigna+Oscar Open Access Plus Silver $2500
Cigna+Oscar Open Access Plus Silver $2500 INF
Cigna+Oscar Open Access Plus Silver $2600
Cigna+Oscar Open Access Plus Silver $2600 INF
Cigna+Oscar Open Access Plus Silver $2750
Cigna+Oscar Open Access Plus Silver $2750 HSA
Cigna+Oscar Open Access Plus Silver $2800
Cigna+Oscar Open Access Plus Silver $2850
Cigna+Oscar Open Access Plus Silver $3000 HSA
Cigna+Oscar Open Access Plus Silver $3000 HSA INF
Cigna+Oscar Open Access Plus Silver $3200 HSA
Cigna+Oscar Open Access Plus Silver $3200 HSA INF
Cigna+Oscar Open Access Plus Silver $3250
Cigna+Oscar Open Access Plus Silver $3250 HSA
Cigna+Oscar Open Access Plus Silver $3350
Cigna+Oscar Open Access Plus Silver $3500
Cigna+Oscar Open Access Plus Silver $3500 HSA
Cigna+Oscar Open Access Plus Silver $3750
Cigna+Oscar Open Access Plus Silver $3750 HSA
Cigna+Oscar Open Access Plus Silver $4000
Cigna+Oscar Open Access Plus Silver $4250
Cigna+Oscar Open Access Plus Silver $4250 HSA
Cigna+Oscar Open Access Plus Silver $4300 HSA
Cigna+Oscar Open Access Plus Silver $4350 HSA
Cigna+Oscar Open Access Plus Silver $4450
Cigna+Oscar Open Access Plus Silver $4500
Cigna+Oscar Open Access Plus Silver $4500 HSA
Cigna+Oscar Open Access Plus Silver $4700
Cigna+Oscar Open Access Plus Silver $4750
Cigna+Oscar Open Access Plus Silver $5000
Cigna+Oscar Open Access Plus Silver $5000 HSA
Cigna+Oscar Open Access Plus Silver $5300
Cigna+Oscar Open Access Plus Silver $5500
Cigna+Oscar Open Access Plus Silver $5500 HSA
Cigna+Oscar Open Access Plus Silver $5850
Cigna+Oscar Open Access Plus Silver $6000
Cigna+Oscar Open Access Plus Silver $6450
Cigna+Oscar Open Access Plus Silver $6550
Cigna+Oscar Open Access Plus Silver $7250
Cigna+Oscar Open Access Plus Silver $750
Cigna+Oscar Open Access Plus Silver $7500
Cigna+Oscar open Access Plus Silver $5000

First Health Network

Private Health Care

Priority Health Medicare

Medicare and Dual Eligible Special Needs (D-SNP) Plans

Simply health care

Sunshine State Health Plan

Tricare East

TRICARE FOR LIFE

UHP

UMR

United health care

Commercial
Medicare Complete HMO
Medicare
Preferred Care Partners MADLSNP
PfCP MADLSNP Palm Beach

UNITED HEALTH INTEGRATED SERVICES

UnitedHealthCare Shared Services
UnitedHealthcare StudentResources

INSURANCES WE DON’T TAKE

● WELLCARE_HEALTH_PLANS
● Simply health care Medicaid
● UNITED HEALTHCARE GLOBAL
● CARE PLUS
● Prestige Health Choice
● Priority Health
● PROMINENCE HEALTH CARE OF FLORIDA
● AMBETTER
● Cigna Freedom Life
● Indiana University Health Plan
● Molina Health Care
● BLUE CROSS BLUE SHIELD MY BLUE (VMYH….)
● AETNA CVS (101….)
● AvMed Entrust Platinum 25 Dental+Vision (2025)
● United Healthcare Commercial